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What is the Homeownership Training Program?
What is offered Homeownership training courses* are offered in different location throughout the year for anyone interested in learning more about the homeownership process. In a group setting, common issues are taught by lenders, realtors and Inner City's staff such as: ü Benefits and risks of homeownership ü Mortgage process ü Principles of financial management ü How to work with lenders and realtors ü Home upkeep and maintenance *Homebuyers education eight (8) hour class Graduates will receive a certificate upon completion	How To Apply Persons who wish to apply for assistance through Inner-city Revitalization Corporation can contact a bank of your choice directly and request to pre-qualify for a home loan. Banks participating* with this program are: ü Bancorp South ü Red River Bank ü Sabine Bank *Call if you are unsure if your bank participates or need more assistance contact Inner-city Revitalization Corporation at (318) 442-15024 You may contact Inner City Revitalization Corporation for training and counseling prior to contacting a lending institution to see if you can qualify for a home loan. Required for assessment: ü Statement of all monthly bills ü Louisiana picture ID ü Social Security Card ü Proof of income (pay stubs, retirement or SSI statement) ü Child support payment record (paying and receiving - Court ordered only) ü Rent statement or utility bill (must clearly state name and address)
Housing/Credit Counseling Program one-on-one & group A housing counselor will meet individually and in a group setting using the FDIC Money Smart Curriculum to Building*: Knowledge, Security, Confidence. Topics covered are: ü Bank On It: intro to Bank services ü Borrowing Basics: An intro to credit ü Check it Out: Keeping a checking account ü Money Matters: Keeping track of money ü Pay Yourself First: Save, save, save ü Keep it Safe: Your rights as a consumer ü To Your Credit: Your credit history and credit future ü Charge it Right: Credit cards working for you ü Your Own Home: Homeownership and you *A $35 fee will be charged for the credit report and credit assessment for those individuals requesting their credit report

Inner-City Revitalization Corporation © | 1902 Main Street | P.O. Box 908 | Alexandria, LA | 71309 | Phone: (318)442-1502 | Fax: (318)487-6935 | Contact Us